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Loans For Unemployed

How Much You Want to Borrow

What are the Loans for Unemployed? Easier Terms to Understand

Loans for unemployed are the specialised lending products for those who struggle with not having a full-time job. They are the primarily provided for the shorter duration and with smaller amount as compared to other standard secured loans. The direct lenders in the UK like us usually employ flexible lending terms so that borrowers can avail loans on acceptable norms.

We offer loans for the different classes of jobless individuals, such as:

  • Those, who do not have a regular monthly income;
  • Those who are the single mothers;
  • Those, who are physically disabled with no job in hand;
  • Those, who are as unemployed students
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As a responsible lender, we arrange the lending terms and conditions as such that would suit your repayment capacity. As far as repayment is concerned, borrowers have the option of using their part-time income or the benefits that they are receiving.

Do I Need to Apply for loans for unemployed despite Living on Benefits?

Availing unemployed loan give you the much-needed backup to cope up with the unexpected expenses during the jobless days. You may have government benefits, but they cannot assist you all the time. The significant problem is that some lenders do not accept the loan application of the borrowers just because they are already receiving government grants.

We are not among them. Indeed, we have specialized and personalized payday loans offers for unemployed no matter you are receiving benefits or not. Some other advantages of loans for the unemployed that you get from us are:

  • You can use the benefits to repay the loan, as direct lenders are open to accepting them
  • You can make use of government benefits for regular financial activities and keep loans for others
  • Loans can provide you instant financial relief with fewer numbers of obligations these days

Can Unemployed Eligible for Home Credit Service?

Loan Amount Guarantor Eligibility Document Requirement Income Status
Up to £1,000 NO NO NO*
Between £2,000 and £5,000 NO NO Yes
Between £5,000 and £10,000 NO Yes Any One Yes
Between £10,000 and £15,000 Yes* Yes Any two Document Yes
£15,000 Above Yes All Details Yes

Yes, of course. 24cashflow favours all the unemployed people in the UK with doorstep lending services. Before going on the simplest procedure to avail the service, we would like to inform you that we have experienced and qualified loan experts. They are professionals to guide you during the loan process at your home and provide the best offers to suit to your circumstances.

Do you want to apply now? Follow these steps

  • You need to approach us via email
  • Our representative arrive at your
  • Discuss your priorities with him and complete the process

Remember, you will be handed over the needed cash (that you have mentioned in your email) on the spot.

Unemployment is indeed a critical situation where you find lots of trouble in managing your regular and irregular expenses. 24cashflow, a FinTech lender in the UK, offers the personalised deals in small loans for unemployed people.

You must be wondering why a lender will lend money when you are out of work? Of course, it does not mean that you will get money when you have zero income. You can take out unemployed loans if you prove your repayment capacity by showing any other income source such as a part-time job or freelancing.

Being unemployed is very tough to live, and we understand all the compulsions that you are facing now. It is the reason why we have framed the bespoke deals on the emergency cash loans for unemployed, which one can avail on easy terms and conditions. We welcome you to share any doubt with us and we will try hard to provide you with exact solution as per your desire. These are the features that enough to attract your finances:

  • Simple application
  • Instant approval
  • Quick transfer of funds

Not all lenders approve Payday loans for the unemployed, but we understand that you can come up an emergency even if you are out of work. At 24cashflow, we have been working for the financial benefits of the jobless Britons and for the problem of unemployment for quite long, and this has given us the edge on these types of loans.

We understand the tough conditions in the post unemployment scenarios. The sole purpose behind offering instant short-term finance for jobless people is to ensure enriching lives and greater financial freedom for them.

Don’t Depend On Others, Apply for Bad Credit Guaranteed Loans Directly

Unemployment does not only affect you financially, but it also devalues your financial status. As everyone knows that applying for the loans does require a guarantor to co-sign the loan agreement, who can guarantee on-time repayment on behalf of the primary borrower. When unemployed struggles to find out the guarantor, then it becomes a lot tougher for them to get approval for the loans. 24cashflow is indeed a different place to apply for the loans.

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We are ready to offer you personalised deals on loans for unemployed with bad credit no guarantor. We belong to modern-age lending and make every product with lots of possibilities. Come to us directly with no intervention of a broker, as we are committed to offer you direct financial assistance.

We can consider the applications with no guarantor needed especially to those with no job and having an issue of poor credit. These people lack the financial credibility and thus, they could not find out a person to take their loan guarantee. We still help them with every possibility. But we definitely trust their financial capacity and allow loans without guarantor unemployed claim.

Here are some other benefits that we have brought with these unemployed loans:

Discount for first-time borrowers:

Our lending products are available for everyone including those applying for the loans for the very first time. The jobless people, who are applying for the first time for bad credit unemployed loans, can expect extra discount in the interest rates. This is despite soft credit check that we do on their profiles.

Doorstep Services for physically handicapped people:

We also offer the cash-at-the-door lending to the disabled persons and do not have a stable job. Our agent will come to their home and help them to complete the procedure. Same person will come for collecting the repayment too.

Dedicated Financial Guidance:

This makes our services quite different from other direct lenders in the UK. We give you free financial advice along with the loan deals. Our experienced loan experts help you to choose the right offer according to your capacity and condition.

How Can Loans for Unemployed Improve My Credit Ratings?

  • One of the crucial benefits that we provide to our borrowers is the chance of improving the credit scores.
  • Yes, we offer flexible repayments on each loan making easier to pay monthly instalments. Timely payments will further allow to enhancing your credit record.
  • We offer the automatic deduction option that ensures no repayments to miss or a balanced personal financial life.

Both these benefits create the chance of improving the credit scores. First, the repayment term has been chosen by you and second, you will not miss the repayment with automatic deduction open. Make full use of these benefits and enhance the credit rating.

What we promise
  • Online Loan Application
  • No Documentation
  • Guaranteed Loan Approval
  • Instant Fund Transfer
  • No Guarantor Required
  • No Hidden Fees

What Makes 24cashflow the Preferred Lending Choice?

We always feel proud to assist you in the most difficult time of your life, i.e. financial emergency. We have a bunch of loan products which are accessible despite the bad credit score or the unemployment situation.

Since our inception, we have been successful in satisfying the borrower's needs and their financial desires. These unemployed loans are the perfect glimpse of what we provide and what we dedicated to.

  • We take care of your personal details
  • No broker is required to approach us
  • Nothing to worry about the loan rejection
  • Everything is the same from the start till end
  • Fee-free advice from our financial experts

Thinking too much can delay your financial progress. Opt for our loans for unemployed now and keep cash flowing to your bank account.

Unemployed Loans FAQs

How Can I Get Loans for Unemployed with No Income?

You should have some kind of income to get loans for the unemployed. If no income is there, you have the following ways to get the approval:-

  • Applying for secured loan
  • Arranging a guarantor with good credit history
  • Asking for small amount
  • Having an acceptable credit score
What Happens I can’t make a repayment of unemployed loans?
If I am Unemployed, Which Proofs of Income are needed?
Why My Unemployed Loan Application could be refused?
What is Sustainable Income, and how it helps me in getting Unemployed Loans?