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Anna Johnson February 7, 2024

Why is it a good idea to pay a larger deposit for your car finance?

To buy a car using a finance deal, no lender will lend you 100% of the value of your car. You will generally have to pay some money upfront, called a down payment, which is at least 10%. This is the minimum down payment size, so interest rates will not be attractive. When it comes …

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Anna Johnson February 6, 2024

Expenses that you can cut out to grow your savings

No one can better help you manage your money than yourself. The idea of stashing away money seems intimidating, especially when you find no room to cut back on your expenses. While financial experts suggest at least three months’ worth of your living expenses, you often find yourself in the red. Whether you like it …

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Anna Johnson February 5, 2024

How Exactly Can You Repay a Debt Consolidation Loan without Mistakes?

When speaking of a debt consolidation project, we sometimes forget that there are loans for it. This loan might be another debt. However, it can effectively manage other debts you might not do well.   Looking up debt consolidation loans in the UK for bad credit might be your chance to prevent bankruptcy or larger issues such …

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car loans
Anna Johnson January 30, 2024

How to get a car loan using the 20/4/10 rule?

Buying a house is a pivotal financial choice and for many individuals, car purchase is the second most significant decision. A common approach to getting your favourite car is by applying for a car loan. The good news is car loan rates are record-low this time.  Why not leverage the opportunity? Choosing a car loan …

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Car on finance
Anna Johnson January 27, 2024

Can you modify a car on finance? If yes, How?

You may want big aftermarket spoilers, alloy wheels, and other performance upgrades when you wish to update your car. However, modifications can be more subtle than this. If you want to swap standard lights for LED lights or update the music system, your car finance company may take these things as modifications. Thus, it’s important …

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Start up loans
Anna Johnson January 23, 2024

10 Upmost Suggestions for Every Entrepreneur should be Familiar With

Many people want to own their businesses, as this is a good idea to think of. It lets the rest of the world know about your life’s work. Even if you’re not ready to start your own business yet, you can boost your chances of success when you do. It can be scary to think …

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