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Anna Johnson June 6, 2024

Breaking the cycle: Tips to prevent credit dependency

How to lower your dependency on various forms of external funding? This question must be haunting you from inside. There is no harm if you depend occasionally on credit. However, it should be alarming if it becomes a habit. It indicates that something is wrong in your financial behaviour and immediate recovery is needed. Otherwise, …

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Anna Johnson June 5, 2024

Lease-to-Own Car Financing: How It Works

If you are longing for a new car but are unable to afford to buy one, investigate lease-to-own financing, which lets you drive the car while paying towards eventual ownership. It’s a way to get a vehicle through affordable rental payments. Part of each payment goes toward the purchase over time. After the rental period …

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Anna Johnson May 31, 2024

What are the benefits of applying for loans with a direct lender?

Ever thought of getting online loans? Direct lenders most likely offer them. They do not offer traditional loans and have features other than conventional funding options. Obviously, there are different circumstances in which you must choose these loans accordingly. Financing options made available by traditional lenders are not flexible like the ones offered by a …

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Anna Johnson May 30, 2024

Secured vs. Unsecured Loans – Which is Best for UK Borrowers?

When borrowing money, you have two main loan options. Secured loans need security, such as a home or car. Unsecured loans give you money without needing any of your stuff. The type of loan you pick is very important. It impacts your money situation in big ways. For people in the UK, making the right …

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Anna Johnson May 23, 2024

How to negotiate a rental increase with low earnings?

Your landlord cannot increase the rent whenever he wishes or by any amount. They must follow a certain set of rules according to the tenancy type. However, if you have been a troublesome renter, he may do so. For example, not making timely payments, breaching the agreement, or not meeting the deposit needs may make …

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Anna Johnson May 21, 2024

Emergency Fund Essentials: Why Every Young Adult Needs One

Starting out on your own is exciting but can also bring unexpected costs. An emergency fund gives you a safety net and peace of mind. Then your car needs new brakes, or you get hit with a medical bill. Without some cash reserves, those surprise expenses feel overwhelming. That’s why building an emergency fund is …

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