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Anna Johnson has more than 11 years of experience in direct lending industry of the UK. She is the Senior Content Editor at 24cashflow where she is leading a large team of loan experts. During her career, she has helped the loan aspirants to use the particular loans in the best way and improve their financial lives and status. Anna Johnson is known for her in-depth research of the UK loan marketplace, as she has worked with many major lending firms in her career. During her educational phase, she has done a research on ‘Finance Fundamentals for Growing Business’.

Are PCPs responsible for throwing borrowers into a debt spiral?

Hire purchase (HP) and personal contract purchase (PCP) are two types of car finance deals available from car dealers. While you have an option to take out an auto loan from a direct lender, people are becoming keener on preferring PCP to any other types of financing deals. The most common reason is that it …

Fast-Track Financing Solutions for Urgent Scenarios

Life can throw us curveballs when we don’t expect them. From losing a job without warning to a medical bill we didn’t see coming, money emergencies happen. When we suddenly need cash, knowing where to turn for quick financing help is good. Trying to figure out what to do when you’re already worried is hard. …

Why is it a good idea to pay a larger deposit for your car finance?

To buy a car using a finance deal, no lender will lend you 100% of the value of your car. You will generally have to pay some money upfront, called a down payment, which is at least 10%. This is the minimum down payment size, so interest rates will not be attractive. When it comes …

Expenses that you can cut out to grow your savings

No one can better help you manage your money than yourself. The idea of stashing away money seems intimidating, especially when you find no room to cut back on your expenses. While financial experts suggest at least three months’ worth of your living expenses, you often find yourself in the red. Whether you like it …

How Exactly Can You Repay a Debt Consolidation Loan without Mistakes?

When speaking of a debt consolidation project, we sometimes forget that there are loans for it. This loan might be another debt. However, it can effectively manage other debts you might not do well.   Looking up debt consolidation loans in the UK for bad credit might be your chance to prevent bankruptcy or larger issues such …

How to get a car loan using the 20/4/10 rule?

Buying a house is a pivotal financial choice and for many individuals, car purchase is the second most significant decision. A common approach to getting your favourite car is by applying for a car loan. The good news is car loan rates are record-low this time.  Why not leverage the opportunity? Choosing a car loan …