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Why is it a good idea to pay a larger deposit for your car finance?

To buy a car using a finance deal, no lender will lend you 100% of the value of your car. You will generally have to pay some money upfront, called a down payment, which is at least 10%. This is the minimum down payment size, so interest rates will not be attractive. When it comes …

Can I get a student bank account with a terrible or no credit history?

Student bank accounts are particularly for undergraduates studying at a university. Going to university is the first phase of you entering the financial sphere. It was the very first time to cherish personal and financial freedom. However, expenses like rent, credit card payments and expenses may soon catch you.  It is the reason many students …

Can being rich solve all your money problems?

“Ah, the prices are shooting up almost every day, the pay is stagnant. Result? I am running out of money. Expenses are ready to sweep away my cash, thanks to debts I owe to get by. I am struggling to keep up with payments, and lenders are chasing, threatening and warning me. All of a …

How to raise the chances of car finance as an unemployed?

There are certain conditions to securing car finance in the country. It is one of the most competitive loans that requires one to have a regular job to qualify. A consistent employment history reveals the potential to afford payments, and this makes lenders happy. Alternatively, if you seek car finance as an unemployed,  provide sufficient …

Demystifying Car Finance: Your Guide to Knowing the Process

Picking the right car financing option is very important for anybody who wishes to purchase a car. This will decide whether you are paying extra for your purchase or getting an excellent offer. Before you select a car financing option, you must know just how much money you have and how great your credit is. …

A Step-by-Step Guide to Manage Your Finances When Unemployed

Unsure how to manage your money now that you’re unemployed? It’s natural to feel stressed out. However, you can quickly handle your money when you’re unemployed if you understand what to do and have the right tools. This detailed guide will reveal how to look after your money and take advantage of unemployment. These steps …