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The decision between short-term and long-term business loans

A business can take you through different stages of funds requirements. Getting external funding might be one of the convenient ways to gather money. The extent of requirements can be a decisive factor in determining the type of loan. You would either have to choose short-term or long-term funding. Both are different based on their …

Everything you should know about doorstep loans

Doorstep loans, also known as home collection loans, are small loans that you borrow to fund unforeseen expenses in case you do not have savings to fall back on. These loans can be applied by anyone, mostly common among the unemployed, and, unlike other loans, involve a meeting with one of the representatives of a …

Why Does Your Job Affect Your Car Finance Options in the UK?

Getting a car loan often requires having a steady job. Lenders want to see you have a reliable income to make payments. If you just started a new job, they may want to wait a few months to see you settle in. Being unemployed or having an unstable work history can lower your chances for …

6 Financial moves to make as you turn 18

Turning 18 is one of the significant achievements for youngsters. It grants them a sense of individuality, freedom and the calibre to make life-changing decisions. However, turning 18 is a transition from adolescence to adulthood. Only a few kids share financial literacy or know their finances well by 18. Thus, making certain decisions may help …

Creating a Lean Startup Plan When You’re Out of Work

Launching a business without a job can be tricky. Money is tight, and risks feel higher. However, necessity breeds invention. Unemployment allows full focus on your venture. Bootstrapping embeds discipline vital for success. A “lean startup” helps launch despite limited funds. The idea is to test concepts before building a whole company. Talk to customers, …

Low Credit, No Problem: Finding Debt Consolidation Loans with Direct Lenders

Facing numerous debts and a poor credit rating can appear as a financial impasse. Thus, the mainstream lenders seem unattainable, leaving you disheartened. Even so, this also becomes the reason for steep interest charges. This debt consolidation loan for bad credit from a direct lender helps individuals with past credit issues. These loans offer assistance …