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Ways to get a very bad credit loan when you are out of work

A bad credit score calls your credibility into question, raising many doubts about your repaying capacity and, therefore, makes it all the harder to get the nod for a loan. No registered lender is authorised to lend you money without running an affordability check. Still, if it is found that your past payment record is …

What are the salient features of home collection loans?

Financial challenges are such that you lack the money and time to deal with them. For instance, you have lost your job. Now, you do not have enough savings in your account to manage the household expenses. In such a situation, you have a dual task. First, you have to arrange funds from external sources …

How to Solve Temporary Unemployment by Effective Finance Strategies?

Unemployment is a real problem we are all aware of. The void it creates is terrible for a person to go through. The money stops coming. The bills are pending. And, frankly speaking, you get closer to the risk of debt. You don’t want debt to ruin your life. You don’t want unemployment to bring …

Everything you should know about doorstep loans

Doorstep loans, also known as home collection loans, are small loans that you borrow to fund unforeseen expenses in case you do not have savings to fall back on. These loans can be applied by anyone, mostly common among the unemployed, and, unlike other loans, involve a meeting with one of the representatives of a …

What are the challenges ahead of loans for the unemployed?

Even the well-prepared person might experience financial difficulties when they suddenly lose their job. Asking for financial aid becomes an urgent requirement when expenses mount and income disappears. However, loans for the jobless provide a complicated environment full of difficulties. It also clarifies the difficulties in obtaining loans for the unemployed. By addressing these challenges, …

Decode the dissimilarities between credit and debit cards

If you are in a dilemma deciding whether to choose a credit or a debit card, first, you must know that both have different functions. Your utilisation purpose and financial capacity should be the two critical elements to consider ahead of making this decision. Apart from these major factors, you might have other considerations too. …