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Anna Johnson has more than 11 years of experience in direct lending industry of the UK. She is the Senior Content Editor at 24cashflow where she is leading a large team of loan experts. During her career, she has helped the loan aspirants to use the particular loans in the best way and improve their financial lives and status. Anna Johnson is known for her in-depth research of the UK loan marketplace, as she has worked with many major lending firms in her career. During her educational phase, she has done a research on ‘Finance Fundamentals for Growing Business’.

How to Get a Car Loan with No Credit Check from a Direct Lender?

Are you looking to get no credit check car loans? If yes, then the only rational answer is that you don’t have to do much to get the loans. Reason? A car loan with no credit check is a loan product with a soft credit check feature that does not leave search footprints on your …

Home collection Loans vs Online short-term Loans: What’s the Difference?

When borrowing money, you might have different reference points in mind. You might look forward to getting a speedy financing option when you have urgent funding needs. However, this funding solution might not be a perfect opportunity for every requirement. You can even have an unusual requirement like borrowing without a bank account. Now, technically, …

How to Get a Loan with Bad Credit and No Guarantor — Step-by-Step

Getting a loan with bad credit and no guarantor may feel impossible. But many direct lenders have built their whole service around people in your position. The specialist providers can approve applications that most other lenders will not even consider. You can also access a debt consolidation loan for bad credit from a direct lender …

Direct Lender vs. Broker: Who Offers the Best Unsecured Rates for Bad Credit

Whether to contact a direct lender or a broker at the time of getting a loan is what most borrowers struggle to figure out. There are pros and cons of both, and you can get confused because of the multiple possibilities. Your ultimate goal is to receive funds. Then, why should you bother about choosing …

Is Debt Management Better Than Debt Consolidation: A Guide

Debts should be treated as early as possible, or else they will accumulate more interest. Debt consolidation and debt management are two approaches meant to address pending cash issues. Before implementing any of these steps, make sure that you have chosen the right path. The decision should not be random and should be based on …

Hard vs. Soft Credit Checks: How to Protect Your Rating?

When applying for a loan, you spot two searches. They are known as soft and hard credit checks. Soft credit assessment occurs when a loan company makes an initial enquiry about your credit history. It does not affect your credit score. Alternatively, hard credit checks are a full examination of your credit report to analyse …